Loans

Make your plans a reality with a personal loan. Our rates do not vary between loan purposes.

Personal Loans

From consolidating debt to funding home improvements, we can help you make the most out of your loan with flexible terms and rates that work for you.

Rates as low as 6.99%*

There are no fees* to apply or close. Plus you can easily apply in less than 5 minutes.

Pre-qualification with no impact to your credit

Check your rate and available loan amount in minutes with no impact to your credit score

Personal Loan features & benefits

Apply online in minutes.


Same-day funding is available.

Flexible terms


Loans from $5,000–$50,000 with flexible terms from 3–7 years for monthly payments that fit your budget

No fees


  • No origination fees
  • No closing fee 
  • No prepayment penalties

Rate discount


Save 0.25% on your rate when you set up automatic payments from any deposit account

Consolidate credit card debt and other types of debt in days

Remodel your home, make home repairs, or pay for moving costs

Cover emergencies or unexpected medical costs 


See how we compare

Avalon FinancialsLending ClubBest EggCitibank
Origination fees$03.00%-6.00%0.99% – 8.99%$0
Flexible terms36 – 84 months24 – 60 Months36 – 60 Months12 – 60 Months
Loan amounts$5k – $50k$1K – $40K$2K – $50K$2K – $30K
Funds deposited same-dayYes No No Yes 
Rates (APR)6.99% – 24.99%9.57% – 36.00%8.99% – 35.99%9.49% – 20.49%

This comparison is based on competitor information that was publicly available as of 06/01/2023. Competitor information is subject to change without notice.