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Credit cards

We have a range of credit cards to meet your needs.
A credit card could help to spread the cost of a purchase,
earn cashback or save on interest payments elsewhere.

Cash Back® Card

More rewards on every dollar you spend. This credit card rewards you as you’re enjoying life, so you can earn more cash back.

Earn 3% cash back for the first 12 months*

0% introductory rate for the first 12 months*

No annual fees*

Card features & benefits

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More cash back

  • Earn 3% cash back on qualified purchases for the first 12 months, up to $20,000. Thereafter, earn unlimited 1.5% cash back on qualified purchases.

More savings

  • 0% Introductory APR on qualified purchases for 12 months*
  • 0% Introductory APR on Balance Transfers for 12 months*
  • After 12 months your variable APR on purchases and balance transfers will be 20.01%-29.14%.*
  • The Balance Transfer fee is the greater of 3% of the amount transferred or $10.*

Fewer fees

  • No annual fees*
  • No foreign transaction fees*
  • No returned payment fees*
  • No cash advance fees*

More peace of mind

  • Bank safely and securely with Avalon Financials® PROTECHTION, providing digital controls for cards, alerts, and more
  • Instantly put your lost or stolen card on hold with Avalon Financials® Instant Card Hold†

Everyday convenience

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Mobile and Online Banking with Avalon Financials® PROTECHTION gives you secure access to your accounts, so you can bank from anywhere. 

Digital security features: 

  • Avalon Financials® Instant Card Hold†
  • Account activity alerts
  • Fraud protection1
  • Activate your card, manage your account, and set alerts all from our highly-rated Mobile Banking App. 
  • You can also make purchases with chip-enabled contactless payments, connect with Apple Pay, Google Pay, or Samsung Pay for instant purchases, or schedule bill payments with Online Bill Pay.  

Declutter and save on fees by accessing all your statements electronically instead of receiving them by mail.

FAQs: Credit Card

Can I transfer a balance with this card?

Yes, you can request a balance transfer after you’ve been approved and received your card. There is a 0%
introductory annual percentage rate (APR) for 12 billing cycles on balance transfers made within 90 days of
account opening.  After that your variable APR on balance transfers will be 20.01%-29.14% APR.* The Balance  Transfer fee is the greater of 3% of the amount transferred or $10.‡

Where can we earn cash back?

There are no restrictions on where you can earn cash back on new purchases.‡

Balance Transfer Request

Yes, you can request a balance transfer after you’ve been approved and received your card. There is a 0% introductory annual percentage rate (APR) for 12 billing cycles on balance transfers made within 90 days of account opening.  After that your variable APR on balance transfers will be 20.01%-29.14% APR.* The Balance  Transfer fee is the greater of 3% of the amount transferred or $10.‡

Contact us for Credit Cards

Contact the Credit card department for any credit card issue.