Current accounts
Earn up to $30 cashback on household bills, supermarket spend and travel costs with our Edge Up current account
Investments
Choose a way to invest that suits you and you could earn up to $70 in cashback. T&Cs apply. Capital is at risk.
Credit cards
Take a look at our credit cards to find the one that’s right for you. Credit subject to status. We provides a better options
Support for Personal customers
- Personal loans
- Managing your money through winter
- Later life Mortgages.
Personal loans
Use our online calculator for your options and to see what you could borrow. Credit is subject to status.
Managing your money through winter
Get tips on how to cut your spending, budget planning or complete a financial health check.
Later life mortgages
Unlock the value of your home with a later life mortgage. Mortgages are subject to eligibility and status. Provided by Legal & General.
At our Private Bank, we understand our customers have worked hard for their money and have ambitions for their future. We want to help you get to where you want to go.
Our personalised service gives you a single point of contact who looks to understand your needs. Your Private Banker streamlines money management and helps to cut through the noise. So you can focus on what’s important to you.
Pricing information about personal current account overdrafts
What is the interest rate being charged on our products?
| Product | Annual interest rate payable for arranged overdrafts on 30 September 2023 | Annual interest rate payable for unarranged overdrafts on 30 September 2023 | Refused payment fee on 30 September 2023 |
|---|---|---|---|
| Avalon Financials Edge Up current account | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| Avalon Financials Edge current account | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| Everyday Current Account | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| Private Current Account (v2) | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| 1|2|3 Student Current Account | 0% EAR (variable) | 0% EAR (variable) | $0 |
| 1|2|3 Current Account (not on sale) | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| 1|2|3 Graduate Current Account (not on sale) | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| 1|2|3 Lite Current Account (not on sale) | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| Choice Current Account (not on sale) | 29.94% EAR (variable) | 0% EAR (variable) | $0 |
| Over 18 Cash Card Current Account (not on sale) | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| Select Current Account (not on sale) | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| Private Current Account (not on sale) | 39.94% EAR (variable) | 0% EAR (variable) | $0 |
| Zero Current Account (not on sale) | 18.90% EAR (variable) | 0% EAR (variable) | $0 |